Toronto Independent Living

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Overview of Independent Living in Toronto

Independent living in Toronto is a popular option for active older adults looking to downsize without giving up their freedom. These communities offer privacy and independence while also providing access to optional services such as housekeeping, dining plans, fitness programs, and social activities.

There are several types of independent living in Toronto, including seniors apartments, 55+ communities, life lease or condo ownership models, and suites within retirement homes. Unlike long-term care or assisted living, these residences are designed for seniors who are mostly self-sufficient and want a safe, maintenance-free lifestyle.

Independent living is privately paid, but some individuals may qualify for limited health services through Ontario Health atHome.

Some retirement residences in Toronto also offer independent living plus care services, allowing residents to stay in the same suite even if they later require help with daily tasks. This flexible model supports aging in place, giving families peace of mind.

Does Toronto have low-cost Independent Living?

Toronto has rent-geared-to-income seniors buildings operated by local housing authorities such as Toronto Community Housing and Toronto Seniors Housing Corporation. These subsidized buildings prioritize low-to-moderate income seniors, but availability is often limited due to long waitlists. Care and amenities are not included in these buildings.

Is Independent Living regulated?

Rental accommodations in both seniors apartment buildings and retirement residences are covered under Ontario’s Residential Tenancies Act, which regulates rent increases. Retirement homes are regulated by the Retirement Homes Regulatory Authority. However, service packages in retirement homes are not regulated and may vary by residence.

Examples of Retirement Homes Offering Independent Living

Meighen Retirement Residence – independent suites with support services available
Bradgate Arms – elegant setting with optional services in midtown Toronto
New Horizons Tower – offering both independent and assisted living with flexible support
Hazelton Place Retirement Residence – upscale independent suites in the heart of the city

Each sponsored listing on this website includes a detailed profile, photos, service descriptions, vacancy information, and a contact form for inquiries and tours.

More Housing Options to Consider in Toronto

Need Help Navigating Your Options?

Choosing the right senior living option in Toronto can be overwhelming. If you're unsure where to start, visit our consulting services page to get professional guidance from Lifestyle55+ advisors.

Cost of Independent Living in Toronto

How much does independent living in a retirement home cost in Toronto?

The cost of independent living within a retirement home in Toronto varies based on location, suite size, and the services included.

On average, monthly fees start at $3,000 but vary depending on whether meals, housekeeping, or care services are bundled. Some homes offer all-inclusive packages, while others charge separately for added services. Always ask for a full fee breakdown when speaking with a residence.

Can I use the Cost Calculator to compare independent living costs in Toronto?

Yes. The Toronto Retirement Home Senior Housing Cost Calculator helps you compare your current household expenses—like rent, groceries, utilities, and care services—against the cost of living in a retirement residence. It’s a valuable planning tool for seniors, families, and caregivers.

Is this the same as a seniors apartment or seniors building?

No. Independent living in a retirement home includes services like meals, housekeeping, and staff support. In contrast, seniors apartments or buildings typically offer rental-only housing with no added care or meals. If you're looking for that type of housing, visit our Seniors Buildings in Toronto page.